Creditor Harassment Lawyers in Southbury
Are you tired of receiving endless phone calls from debt collectors? Do you want to put an end to the constant mail and even threats from creditors? LaRese Law can help stop the collection attempts and, under the right circumstances, file a lawsuit against those who have violated your rights under federal or state law.
You may have been advised to file bankruptcy, which triggers an automatic stay of all collection attempts. While this can be a powerful solution to unmanageable debt, it may not be the only option for you. At LaRese Law, we develop fully personalized solutions to debt-related issues, and we can help you implement the strategy you need to end creditor harassment as soon as possible. With our knowledge and expertise, we can help you restore your peace of mind as well as your financial stability.
To learn more about how we can help you, call our creditor harassment attorneys at (203) 774-3332 today.
Understanding and Protecting Your Rights
The first step to understanding whether you have a basis for a lawsuit is to know your rights. You are protected under several federal and state laws, including the Fair Debt Collection Practice Act (FDCPA), the Fair Credit Reporting Act (FCRA), and the Telephone Consumer Protection Act (TCPA).
Per this legislation, your creditors are NOT permitted to:
- Call at certain times of day
- Contact you an unreasonable number of times per day
- Use abusive language
- Contact your family members or employer (except to find out your location or contact information)
- Lie about their identity (i.e. pretending to be a government official or police officer)
- Threaten a lawsuit when no lawsuit can be filed
- Threaten to press criminal charges
- Operate in any circumstances that go beyond the scope of a creditor’s right to collect their debt
If your rights have been violated, we can use our experience and understanding of the law to assist you. We can help you file a lawsuit and seek compensation for your losses and hardship resulting from the creditor’s illegal actions.
The Time to Act Is Now
Do not wait to take action. A failure to take immediate action may lead to bigger consequences later, such as bank account levies or liens on your home. If you aren’t sure of your rights, our team at LaRese Law can take the time to help you understand what you need to know about consumer protection laws. We can then develop a solution that makes you feel comfortable and at ease about your financial future.
For knowledgeable counsel and tenacious representation, call (203) 774-3332 or fill out our online contact form today.
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